A stroll down my memory lane makes me realise that the inclination towards financial management was there right from my childhood, by virtue of piggy-bank management or being diligent in planning with the little pocket money received from my parents. My passion for subjects related to finance made me pursue a Bachelor’s degree in Commerce. With the Bachelor’s degree in the bag, I wanted to gain some practical exposure in the finance stream, so I worked for three years upon completing my bachelor’s degree.

At that juncture, I wanted to pursue my master’s degree in finance to widen my knowledge and deepen my expertise. After doing detailed research, I found out about MSc in Finance offered by the eminent Dublin City University. The program has a specialisation in two streams that are relevant to the current financial industry and the programme offered by DCU is ranked #1 in Ireland and #49 in the world. About the coursework, there is a total of eight modules containing six compulsory modules and two modules related to the specialisations we choose. The two specialisations at the moment are Capital Markets and Financial Technologies & Sustainable Finance. The course also includes a dissertation element that carries 30 credits, where we can explore a topic of interest in great depth.

MSc in Finance is one of the most extensive programs that would equip students with technical, analytical and decision-making skills relevant to the financial industry. The program provides a critical understanding of financial theories and opens up a wide range of career opportunities.

The guidance from internationally renowned professors at DCU would enable graduates to tackle the professional challenges that they may face. The diversity in the student body environment at DCU would provide ample exposure to interact with people of different cultural backgrounds and ethnicity.

For more information on MSc in Finance, please visit our website.

Author: Dixith Kannan Ramabadharan, MSc Finance (2023)

Industry Corner:  Derek Henry, Partner and Head of Tax at BDO, and alumnus of DCU Business School, gives us an overview of the Temporary Business Energy Support Scheme, recently introduced in Ireland.


“As many of you will be aware, the TBESS Scheme was introduced in the recent budget to help businesses that have experienced a significant increase in their electricity and natural gas costs. The scheme aims to reimburse a business in respect of some of its increased energy costs relating to the period 1 September 2022 to 28 February 2023.

Please note that claims must be made within 4 months of the end of the claim period i.e., the deadline for claiming the costs incurred in September 2022 was 31 January 2023. However, because September 2022 is the first month in respect of which claims are due to be submitted, Revenue recently extended the deadline to 28 February 2023 in respect of claims for September 2022. Therefore, if you have not yet submitted your claim for September 2022, you still have an opportunity to do so. 

To qualify, the following criteria must be met:- 

  1. A company, self-employed individual or partnership must be carrying on a trade the profits of which are subject to tax under Case I (trade) or Case II (profession) of Schedule D of the Taxes Act. This includes sporting bodies & charities that would be chargeable but are availing of the exemption.
  1. The entity must be tax compliant i.e. all tax returns, under each tax head, must be filed and any liabilities must be settled. The entity should also have a tax clearance certificate from Revenue.
  1. The entity must be able to demonstrate that the average unit price of electricity or natural gas on the relevant bill has increased by 50% or more as compared to the average unit price of electricity or natural gas in a reference period. For example, September 2022 vs September 2021. A review of each claims period must be carried out i.e., for each month in which the scheme applies.

Eligible Amount 

An entity is entitled to claim a Temporary Business Energy Payment (TBEP) amounting to 40% of its eligible cost. The eligible costs are calculated as the increase in:

  • the bill amount in a claim period e.g., September 2022

compared with

  • the bill amount of the corresponding reference period e.g., September 2021

 VAT exclusive costs should be used when claiming TBESS, irrespective of whether or not the business is registered for VAT or is VAT exempt. A limit of €10,000 applies to the total payments that a qualifying business can claim for each claim period. This figure may be increased to a maximum of €30,000 where a qualifying business operates across multiple locations.


Example – claim in respect of gas bill for November 2022 of €6,000 (VAT Exclusive)

Reference Invoice Details:

Start Date End Date Cost (excl. VAT)


Current Invoice Details:

Start Date End Date Cost (excl. VAT)

Therefore, the total TBEP claimed for November will be €1,600 ((€6,000 – €2,000) x 40%) in relation to gas.

This is on the assumption that the number of units used (kWh) was the same for the reference period and claiming period and that the average unit has, therefore, increased in cost by 50% or more.

 Submitting a Claim

 The entity must register for the scheme using Revenue Online Service (ROS), provide certain information and make a declaration that they satisfy the conditions to make a claim.

A claim portal in respect of TBESS is available via the e-Repayment Claims system on ROS.

The scheme operates on a self-assessment basis. The entity should retain evidence supporting their basis for making a claim under the scheme for a period of 10 years following the end of a claim period.

Revenue will be publishing the names of the entities availing of the scheme.

Do not be left in the dark when it comes to supports that your business can possibly avail of in these challenging times. If you have not already considered if your business is eligible to avail of support under this scheme, you should do so as soon as possible and if you are eligible ensure that your claim for the months of September and October 2022 are submitted by 28 February 2023 and submit your claims monthly thereafter with the final claim being due for submission by 30 June 2023 in respect of the month ended 28 February 2023 unless the scheme is extended further in due course.”

Author: Derek Henry, Partner and Head of Tax at BDO.

Graduate of the BA Accounting & Finance in 2001 and the Msc Accounting in 2022

Industry Corner: Bryan Murphy, Senior Director, Industry Relations at Optum, and alumnus of  the Executive MBA at DCU Business School talks about the future of tech roles in Ireland:


“The recent high profile Tech job cuts at Meta, Twitter, Stripe and other technology companies were shocking news for staff based in Ireland, especially coming into the festive season and what was meant to be a prosperous New Year.

As reported by Jude Webber of The Financial Times on Nov. 17th 2022, Tech job cuts a wake-up call to Ireland’s economy; “With Meta sacking 13% of its global workforce, Elon Musk cutting Twitter’s headcount by half and Stripe, the payments company founded by two Irish brothers, letting go of 14% of workers, the tech bubble of the past decade may have burst as companies that expanded fast now face a rising cost of credit. The short-term hit will mean hundreds of jobs are lost in Ireland”.

So where to for those hundreds of highly qualified Tech professionals, let go by these organizations. Enter Optum into the equation; https://www.optum.ie/careers.html! Optum who, you say! Yes, that is exactly what I and many of my colleagues sourced from the Irish market said, when we were first introduced to the idea of joining Optum.

About Optum:

At Optum, we leverage leading edge technology and innovation to create a healthcare system that serves everyone more fairly, efficiently and consistently. We work to build a healthier world, one idea at a time. As a Fortune 5 business, we’re one of the world’s leading healthcare companies. There are no limits here on the resources you will have or the challenges you will encounter. With our hands at work across all aspects of health, we use the most advanced development tools, AI, data science and innovative approaches to make the healthcare system work better for everyone.

Optum in Ireland

We are proud to be a long-standing contributor to the Irish economy and community. We have been supporting global healthcare systems from Ireland for more than 20 years, building a dynamic and diverse team of over 1,700+ talented individuals. From our offices in Letterkenny and Dublin, we discover new ways to make a difference in people’s health around the world. If you’re looking for a career where you can make a positive impact every day, this is truly the opportunity to do your life’s best work.℠

Our 2023 graduate and internship opportunities

By joining one of our Early Careers programmes, you’ll be playing a key role in our mission of making the healthcare system work better for everyone. We will provide you with all the tools, support and guidance to take your career to the next level. You’ll have a clear roadmap for growth, with the opportunity to expand your horizons across new skills and varied career path options, in an environment that empowers you to achieve your best. We believe that the best way to learn is by doing. That is why our programmes combine a mixture of curriculum-based training with hands-on responsibility. You will participate in educational sessions that will accelerate your career, as you collaborate with experienced mentors and leaders. Each role has different requirements, which will be listed on their individual job listings, but here are our general guidelines:


  • Full-time intern positions for a duration of 10-12 weeks with start dates in July 2023. Must be currently pursuing a relevant degree. The internship is designed for individuals in their 2nd or penultimate year of study, who will be returning to school after the internship.


  • Full-time graduate roles, with a range of start dates including January and July (refer to job advert for more info). For Master’s students, a September start could be available for certain roles.
  • Must in the final year of obtaining a relevant degree, or have graduated within the last few years.
  • Coursework to obtain degree must be completed prior to start of employment

We are currently hiring across a range of disciplines, including:

  • Software engineering / Data science
  • Analytics engineering / Data engineering
  • Business intelligence / Data analytics
  • Consulting (Analytics) / Security ops and engineering
  • Product Management
  • Actuarial / Business / Finance / Legal

Our Culture

We believe that the unique experiences and perspectives each person brings to the table, increase our effectiveness in identifying solutions that move healthcare forward. We’re dedicated to building inclusive teams where we celebrate our identities as we reward your contributions. Optum is an inclusive employer and welcomes applicants from diverse backgrounds and abilities. We are committed to providing reasonable accommodations for candidates and employees with disabilities. Should you require a reasonable accommodation please email the contact listed on the job description.

For more information, feel free to connect with me and / or visit the Optum careers page at; https://www.optum.ie/careers.html.

Thank you.”

Bryan Murphy, MBA, BSc. (DCU EMBA Class 2016-2018)

Senior Director, Industry Relations | Emisar

Block C, One Spencer Dock, Dublin, D01 X9R7, Ireland

Website: www.optumrx.com


Schlesinger Global Family Enterprise Case Competition (SG-FECC)

In January 2023, DCU and Arizona State University (ASU) entered a joint-undergraduate team to compete at the Schlesinger Global Family Enterprise Case Competition (SG-FECC) at the University of Vermont’s Grossman School of Business, USA. The annual global case competition prepares students to understand the critical issues that are unique to family enterprise by applying the knowledge and expertise they have developed in the classroom towards solving complex family business cases.

Photo L-R: Connor Breheny (UVM), Thomas Lynch (DCU), Grace Mollaghan (DCU), Alexandra Barbosa (ASU), Eva Vazquez Ortiz (ASU), and Catherine Faherty (DCU).

Our undergraduate team consisted of two final-year Business Studies students—Grace Mollaghan and Thomas Lynch—along with two ASU students. Since early November, our DCU National Centre for Family Business faculty, Dr Catherine Faherty and Dr Eric Clinton, had been preparing the students for the competition through regular case resolution workshops and family business dynamics training sessions.

More than 200 students from 12 countries across four continents participated at 2023 SG-FECC. Across three tough rounds, our students applied the knowledge and expertise developed in their training sessions, enabling them to solve the complex dynamics at play within the cases in front of a distinguished panel of international judges, which included CEOs of leading international family firms.

This was DCU’s first time entering a team at SG-FECC, and our students did the DCU-ASU partnership proud, showcasing their team-working, problem-solving, and communication skills on a global stage.

The strong DCU-ASU partnership was evidenced at the SG-FECC Awards Ceremony when team coaches Dr Catherine Faherty (DCU) and Eva Vazquez-Ortiz (ASU) received the 2023 SG-FECC Undergraduate Joint Team Coach Award in recognition of their “commitment to offering constructive, helpful and insightful feedback.”   

For more information about the Bachelor of Business Studies at DCU Business School click here.

Fionn Hand, current Marketing, Innovation and Technology student shares his story having recently set up his own coffee business “Cula Bula Cafe”.

I was working in 2 part-time jobs which influenced my decision to get involved in the coffee business with my business partner Sally-Ann Kelly who was a full-time student . I played with Clontarf Cricket Club and saw an opportunity whereby a coffee dock was possibility. Then came Cula Bula Cafe!

As there was a combination of cricket and rugby throughout the year combined with training sessions midweek, it was an ideal opportunity to set up and see if it could develop. It has been very successful so far and has been well supported by local members and visitors.

Having the coffee dock has also given me great experience in business which directly relates to my course in DCU Marketing, Innovation and technology. While it’s a small operation,  I have really learnt a lot about running a business such as planning menus, stock quotas and all the little things in between to run the daily operations.

We purchased the food truck from China which was pre-designed as user friendly, providing electrical points and the service area layout that was required. Overall it has been a very educational experience with different areas of business at the forefront, an awareness of health and safety issues made for new learnings. To source the coffee for sale was challenging as we wanted a good quality product, because there is so much competition with adjacent businesses and different coffee streams we sampled many coffee products and settled on Creed Coffee Roasters which is based in Celbridge. It is great to have a small independent business supported by the community in Clontarf.

Fionn Hand is also a professional cricket player and last year went to the Cricket World Cup with Ireland.

Cula Bua Cafe is located in Clontarf Cricket Club, Castle Avenue, Clontarf. If you’re near by pop in to support Fionn and Sally.

Hi everyone, my name is Cliona and I am in my final year of Global Business (France) in Dublin City University and NEOMA Business School. I am currently based in Paris, France. Over my four years in university I have been able to live, study, and work in two different countries – Ireland and France. The time spent in both countries is incredibly valuable, and I am grateful for the opportunities that this dual-degree has provided me with.

I first spent two years studying in Dublin, where I was able to gain a solid understanding of business principles and practices. The curriculum was challenging but incredibly rewarding. I was able to learn from experienced professors and was able to participate in real-world projects that allowed me to apply the knowledge that I had gained in the classroom. I also embedded myself in Clubs and Soc’s taking an active role both on and off the pitch with the DCU Ladies Rugby Team and being Vice Chair of the Enterprise Society (E-Soc).

During my Second Year I completed my first six month internship. As part of this degree students must have two 6 month internships in each country. I interned (from my bedroom) at Dell Technologies as a Global Solution Intern in 2021. It was there where I developed a strong passion for Technology and I have gone on to intern at Google and now Amazon.

After completing my first two years in Ireland, I had the opportunity to spend two years in France. Living, studying and working abroad is an invaluable experience for students. It has allowed me to immerse myself in a new culture and learn French fluently. I have had the opportunity to learn from top class professors and went on to specialise in Luxury Brand Management and Innovation Management. However, the real magic of this course is being surrounded by students from all over the world, crystallising the notion that university teachings go far beyond a syllabus.

During my time in France, I also had the opportunity to complete an internship. I am delighted to be starting at Amazon in January 2023 on the Global Engineering Team. I am incredibly grateful for the opportunities that this Global Business degree has provided me with. The skills and knowledge that I gained while studying in Ireland and France are invaluable.

In conclusion, I cannot recommend the Global Business degree at Dublin City University enough. The program provides students with an incredible opportunity to live, study, and work in different countries. The skills and knowledge that you gain from this program are invaluable, and the experiences that you have will stay with you for a lifetime.

The MSc in Management of Operations is an online programme that enables students to grow into senior operations management roles in technology-intensive organisations, in the financial sector, in supply chain management, manufacturing or services organisations, in both the public and private sectors.

Join our live programme event to hear from Programme Chair Dr James Byrne and discover the benefits of completing the programme at DCU.

When: Wednesday 1st February, 5pm


MSc Aviation Leadership webinar.

Interested in enrolling on our MSc Aviation Leadership programme? We are delighted to be hosting our annual programme webinar through Zoom on Wednesday, 25th January 2022.

We’ll be joined on the evening by Dr. Marina Efthymiou, programme chair who will answer any questions you may have and provide some insights into the benefits of the programme and what you can expect.

Save the date!


Griolladh began in June 2020, in the height of the pandemic. Myself and my business partner (Jack Brennan) had both been temporarily furloughed. We had no idea when normality would resume, so we decided to find a temporary project to fill up our time. Within two weeks we had rented a trailer, created a brand and found a location. We were lucky to befriend some wonderful people who allowed us to pitch in their front garden, along the coast in Malahide, to sell toasted sandwiches, pastries and coffee. We cooked our first sandwich the morning of opening. Within the first weekend we had queues which lasted 45 minutes. We thought it would die down but it didn’t! We couldn’t believe the feedback and the buzz. We knew then that we had something special and decided to give it our all.

We developed more recipes, created specials, popped up at over 11 locations from Bray, Dundrum, Carrickmines, Drumcondra, and multiple city centre locations. We rented a kitchen, hired chefs and decided to cook all ingredients from scratch. We continued to do pop ups and collaborate with various brands, whilst mapping out our future.

In 2021 we went on the hunt for our first fixed premise. Restrictions came and went. ‘Normality’ had still not resumed. Eventually we found a location that ticked a lot of boxes on Thomas St D8. An old butcher shop, it had the space for a production kitchen at the back and a shop at the front. We began fitout in late August 2021, and eventually opened January 2022, with little fanfare as restrictions prohibited us from celebrating the opening of our first fixed home.

The plan was to expand further immediately. We wanted rapid growth but unfortunately the world wasn’t with us. A few new locations fell through. We decided to do a quick pivot into the events world – Duran Duran to Dermot Kennedy, Guns and Roses to the Fleadh, the Ploughing Championships to the Amazon summer party. It was an incredible amount of work but it allowed us to keep trucking (pun intended), reach a whole host of new customers and add another revenue stream for the business in the future.

Recently we have opened our second bricks and mortar store in Arnotts. After a couple of months of pitches and taste tests we got the go ahead. They set us the task of having the fit out ready in a week as we headed into silly season. We turned it around and were open the following Monday with crowds that reminded us of the first few weeks in the front garden in Malahide. 2023 will see us open two more fixed locations in Dublin.

Over the last couple years there have been macro elements that have caused us to consistently pause, rethink, pivot and cry. What I have learned is that there is no ‘normality’, so make the best use of the situation in front of you, and find the opportunity in every setback.

Author: Jacob Long, Co-Founder Griolladh

Identity and access management (IAM) is the (security) discipline that enables the right individuals to access to the right resources at the right times, in the right way for the right reasons and being able to report and centrally manage that access. It comprises solutions involving people, process as well as technology.

The need to ensure appropriate access to resources across increasingly complex technology environments is paramount to ensuring a secure environment, in addition to meeting increasingly rigorous compliance requirements.

The need to empower end-users with control over their data in an intuitive and secure way, while protecting their privacy is one of the core challenges that most if not all Enterprises face over the coming years

There are four main pillars in Identify and Access management 

Workforce Identity Access Management (WIAM)

Workforce Identity and Access Management is the use of set of identity and access management controls and processes to provide an organisations internal employee’s, and other internal users such as partners, secure access to organisational resources. WIAM will cover a smaller user base but often covers a high volume of applications and IT Assets. 

Consumer identity Access Management (CIAM)

Where WIAM controls an employee’s access to internal services, CIAM controls the access for a company’s customer base. In comparison to WIAM, CIAM often covers a very large user base but a small volume of applications. CIAM requires more flexibility in authentication depending on the use case, from B2C customer federation to social authentication, to native authentication and even passwordless authentication.

A good example of WIAM vs CIAM is to take an organisation such as a bank 

  • WIAM will control the banks employees and their access to the internal banking applications and customer databases
  • CIAM will control the Banks customers access to Mobile Banking applications and other self-service portals that the bank may offer

Privileged Access Management (PAM)

In an enterprise environment, “privileged access” is a term used to designate special access or abilities above and beyond that of a standard user. Privileged access allows organizations to secure their infrastructure and applications, run business efficiently and maintain the confidentiality of sensitive data and critical infrastructure.

Privileged Access Management is the set of process and controls put in place by an organisation to ensure that Privileged Access is monitored and controlled. These controls will typically consist of a Privileged Account vaulting tool and automatic password rotation.  

Identity Governance

Identity Governance is the IAM function that is responsible for ensuring that the controls and process put in place for WIAM, CIAM and PAM are adhered to. 

The Governance team will focus on the following main areas 

  • Visibility of users access to data and reporting on toxic combinations
  • Enforcement of segregation of duty policies
  • Role Based Access Control (RBAC) and Policy Based Access Control (PBAC)
  • Certification Campaigns 

Identity and Access Management is a key enabler for cybersecurity in any organisation and can be a way to protect you key assets in a constructive manner.

Author: Neil Redmond, Director of Cyber Security, PWC  (BEng 1997, MBA 2004)